1. Apply for admission at all universities, colleges, and technical schools you are considering.

2. Complete a Free Application for Federal Student Aid (FAFSA) to apply for all federally funded programs. You can complete the FAFSA in paper form or online. If you do not have access to a computer, you can go to your local college library, public library, or to Western States Learning Corporation – Loan Servicing Division. List all the post-secondary schools you are interested in attending.

3. Transmit your completed FAFSA using your PIN number to electronically sign it or mail in your signature page to the address provided for the federal processing center.

4. You will receive a Student Aid Report (SAR) about two to three weeks after you have electronically submitted your FAFSA. It may take longer if you submitted a paper form. The schools you have listed on the FAFSA will receive the same information.

5. After the school’s financial aid office reviews your application, you will receive an award letter from each school. The award letter lists the types and amounts of financial aid you are eligible for, such as federal grants, scholarships, federal work-study, or student loans. It may also detail the student loan amount that you are eligible for or the amount your parents are eligible to borrow. Most schools will only list the subsidized loan amount. Keep in mind that you may also qualify for an unsubsidized loan and additional unsubsidized loans.

6. Talk to a financial aid counselor at the college about receiving the aid offered.

7. If you qualify for and need a student loan or your parents need a PLUS loan, check out your school’s website. Apply online and use your lender’s lender code when prompted.

• First Education FCU’s lender code: 828340
• Trona Valley FCU’s lender code: 832820
• UniWyo FCU’s lender code: 834354
• WyoLoan’s lender code: 827283.

8. Your school or lending institution will certify your loan information and will process it or give it to the selected lender to process.

9. Your school will determine your loan disbursement date. Click here to check your loan status. Loans are usually disbursed in two payments – one at the beginning of the school term and the second halfway through the school year. First-time borrowers may not receive loan funds until 30 days after classes begin.